Introduction
At BudgetMosaic, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our outlay blueprint visualization service.
We understand the sensitive nature of financial data and have implemented robust measures to ensure your information remains secure. By using BudgetMosaic, you consent to the practices described in this policy.
Information We Collect
We collect several types of information to provide and improve our service:
Personal Information
When you create an account, we collect:
- Name and contact information (email address, phone number)
- Account credentials (encrypted password)
- Profile information you choose to provide
Financial Information
To provide our expense tracking and budget visualization services, we may collect:
- Transaction data (when you connect financial accounts)
- Budget categories and limits you establish
- Financial goals you set within the platform
- Manually entered expenses and income
Usage Information
We automatically collect certain information about how you interact with our service:
- Log data (IP address, browser type, pages visited)
- Device information (operating system, unique device identifiers)
- Usage patterns and preferences
- Performance data and error reports
How We Use Your Information
We use the information we collect for various purposes, including:
- Providing the Service: To create and maintain your account, process transactions, and deliver the features of our platform.
- Personalization: To tailor the content and experience to your preferences, including personalized insights and recommendations.
- Communication: To respond to your inquiries, send service updates, and provide customer support.
- Improvement: To analyze usage patterns, troubleshoot issues, and enhance our platform's functionality.
- Security: To protect our service, users, and prevent fraudulent activity.
Data Security
We implement advanced security measures to protect your information:
- Encryption: We use bank-level 256-bit encryption to protect data in transit and at rest.
- Access Controls: Strict internal access controls limit who can view your information.
- Regular Audits: We conduct security assessments and vulnerability testing.
- Monitoring: Continuous monitoring for suspicious activities and potential breaches.
While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Information Sharing
We do not sell your personal information. We may share information in the following limited circumstances:
- Service Providers: With trusted third parties who assist us in operating our service (e.g., cloud hosting providers, analytics services).
- Legal Requirements: When required by law, such as in response to a subpoena or court order.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, with appropriate safeguards for your data.
- With Your Consent: When you explicitly authorize us to share information with third parties.
All third parties with whom we share data are required to protect your information in accordance with this policy and applicable law.
Your Rights and Choices
You have several rights regarding your personal information:
- Access: You can request a copy of the personal information we hold about you.
- Correction: You can update or correct inaccurate information in your account.
- Deletion: You can request deletion of your account and associated data.
- Restriction: You can ask us to limit how we use your information.
- Data Portability: You can request a copy of your data in a structured, commonly used format.
- Objection: You can object to certain processing of your information.
To exercise these rights, please contact us using the information provided at the end of this policy.
Cookies and Similar Technologies
We use cookies and similar tracking technologies to enhance your experience on our platform:
- Essential Cookies: Required for the operation of our service.
- Analytical Cookies: Help us understand how users interact with our platform.
- Functional Cookies: Remember your preferences and settings.
- Targeting Cookies: Track your browsing habits to deliver personalized content.
You can control cookies through your browser settings, but disabling certain cookies may limit your ability to use some features of our service.
Children's Privacy
Our service is not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will take steps to remove that information.
International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your information when transferred internationally.
Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website with a revised "Last Updated" date.
Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
BudgetMosaic
2410 Castle Rock Rd, Arlington, TX 76006, USA
Email: privacy@budgetmosaic.com
Phone: +1 660 433 9192